1. You make an offer on a property, which has been accepted by the seller.
2. Your Conveyancer is instructed by us on acceptance of the offer.
3. You make an application for a mortgage (if required) or arrange a survey on the property.
4. Your Conveyancer confirms instructions by letter setting out the terms of business and fixed fee costs.
5. Your Conveyancer contacts the seller's Conveyancer to obtain the contract pack.
6. Your Conveyancer checks the contract pack, raises pre-contract enquiries, carries out the necessary searches and obtains a copy of the mortgage offer.
7. The Seller's Conveyancer and seller answer pre-contract enquiries and return these to your Conveyancer.
8. Your Conveyancer reviews and reports to you on the contents of the contract pack, pre-contract enquiries, the result of the searches and mortgage offer. You can then consider this report and raise questions on anything that is unclear.
9. When you are happy to proceed, arrangements are made for the deposit to be paid to the buyer's Conveyancer in readiness for exchange of contracts.
10. A completion date is agreed and contracts are formally exchanged - meaning both parties are legally committed to the transaction.
11. Your Conveyancer prepares a draft transfer deed and completion information form and sends these to the seller's Conveyancer for completion.
12. Seller's solicitor approves the draft transfer deed and a final copy is made. This may need to be signed by you before being sent to the seller's solicitor for signature by the seller in readiness for completion.
13. Your Conveyancer prepares a completion statement, carries out pre-completion searches and applies to the your mortgage lender for the mortgage loan (if required).
14. On completion, your Conveyancer sends the proceeds of sale to the seller's Conveyancer.
15. Seller's Conveyancer confirms to 3ea that the sale has completed so that we can release the keys and sends the title deeds and transfer deed to the your Conveyancer together with an undertaking to repay any existing mortgage.
16. Your Conveyancer sends the stamp duty payable to HMRC, receives the title deeds, transfer deed and proof that the seller has paid the outstanding mortgage on the property.
17. Your Conveyancer registers the property in your name at The Land Registry.
18. Finally you receive a copy of the registered title from The Land Registry. Any documents required by the mortgage lender to be retained by them are sent on by your solicitor.